I love these threads.  They are so much fun!

---

MidnightVoice wrote:

I love these threads.  They are so much fun!

---

+1

They remind me of the Human Centipad South Park episode.

I read my T&Cs now for that very reason. I don't want anyone whisking me away in the night to fulfill my end of an obligation.

absolutely agree with you!  they have misleading website and information on it. 

---

rucup1 wrote:

absolutely agree with you!  they have misleading website and information on it. 

---

When an individual decides to sign up for the "FREE TRIAL" they are given 10 days FREE!! Furthermore, the condition for participating in the trial is what you seem to be having as a problem with. MyFICO.com clearly states that you will be charged for three months if one doesn't cancel within the 10 days grace period?!?

---

Starting Score: EQ: 600, EX: 580, TU: 599
Current Score: EQ: 710 on 01/22/12, TU: 763 on 02/02/12, EX: 753 on 1/28/13
Goal Score: EQ: 775, TU: 775, EX: 775

Take the FICO Fitness Challenge

I signed up for the free trial back in August.  I wrote down the needed information, put it in my Iphone calendar, had it set to remind me 1 day before I had to cancel, called, cancelled, end of story.  I think somebody didn't live up to their end of the deal, and it wasn't MyFico. 

---

Starting Score: EQ 630 TU 632
Current Score: 660 EQ 663 TU
Goal Score: 660 to purchase new vehicle

Take the FICO Fitness Challenge

Does no one read what they are signing up for any more?  Almost every free trial for any product will charge you if you don't cancel within the specified time frame.  If you miss some refund and some won't, it's on you to cancel.  I just screwed up and forgot to cancel and auto renew for ESPN magazine.  My fault, I forgot.  That doesn't mean ESPN magazine is evil or a fraud.

As far as the OP, who knows what his problem is.  We're a victim of a rant and run.

my fico is 100% accurate. i look up my MyFico score and credit history and everything it says i owe is 100% correct..

I agree on the misleading scores MyFICO show me a pretty face for me with a good score, but the lender gave me an amazing 53 points less, wow! How can that be. Who's wrong MyFICO or the Lender, I had this turnaround two times. Sorry I don't see a reason to trust FICO yet. And, yes I paid 19.99 for the TransUnion FICO which is the one that is 53 points in difference.

There are different versions of FICO.  The one used here is TU98, the lender probably used a different version.  They are both still FICO scores.