Valued Member
kshew97
Posts: 26
Registered: ‎11-14-2011
FAKO vs FICO
I belong to Equifax.com, and also use MyFico.com to monitor my reports. I believe MyFico lists a true FICO (now showing 678) and Equifax lists FAKO (now showing 622). Is it possible for your FAKO to be lower than your FICO?? Which one of these numbers will creditors see? My score is actually higher, but one account is in dispute and the OC admitted to reporting a 90 day late in error and are updating now, but I am don't think I have ever seen FICO higher than FAKO.

Starting Score: 577
Current Score: 742
Goal Score: 750


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