Valued Contributor
Posts: 1,971
Registered: ‎02-06-2011

MarineVietVet wrote:

Hello and welcome.


There is no way to know what direction a FICO score will go as compared to a FAKO score. So it really doesn't matter which one is higher or lower. My advice is to ignore all FAKO's all the time. To do otherwise is an exercise in futility.


As far as Equifax you can get both FICO and FAKO scores there so you have to be very careful. The EQ FICO score from their website is the same Beacon 5.0 version found here at myFICO. That Equifax FICO score can be found here:


But Equifax also sells their own "Equifax Credit Score" but this is not a FICO score. That's why I say you have to be very careful what you buy there.



 !00% agree.


Welcome to the Forums kshew, I hope you enjoy your stay here, there is a lot you can learn from this site.

Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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