Re: FAKO vs FICO
01-15-2012 05:14 PM
I belong to Equifax.com, and also use MyFico.com to monitor my reports. I believe MyFico lists a true FICO (now showing 678) and Equifax lists FAKO (now showing 622). Is it possible for your FAKO to be lower than your FICO?? Which one of these numbers will creditors see? My score is actually higher, but one account is in dispute and the OC admitted to reporting a 90 day late in error and are updating now, but I am don't think I have ever seen FICO higher than FAKO.
FAKO scores can't be correlated back to a FICO score. For some people FAKOs are higher.....for some they are lower.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX