Community Leader
Epic Contributor
Posts: 26,021
Registered: ‎03-19-2007
Re: Authorized Users and Credit Scoring?

The trained eye would have to be able to calculate a FICO score, excluding the AU information.

Not even trained eyes have access to the proprietary FICO scoring algorithm, so no score could be produced.

Sure, one could view the CR and guess at the outcome, but then the entire FICO score becomes meaningless.