Posts: 17,409
Registered: ‎07-14-2009
Re: Differences between scoring

ktlynn_74 wrote:

I am trying to raise my score to qualify for a mortgage.  My lender has told me they use three scores to score my TU report:


Classic 2004 FICO

Fair Issac Score

What is the difference between these?  I can't find much information on these?

A mortgage lender will very often pull all three scores and use the middle one to make a decision. Those look like scores from each of the three CRA's.


Beacon = Equifax

Classic 2004 FICO = Transunion

Fair Issac Score = Experian




From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".