Posts: 17,419
Registered: ‎07-14-2009
Re: Differences between scoring

ktlynn_74 wrote:

They only did a "prequalification" and only pulled my Transunion report.  So the TU score bought here would not be the same as the Beacon score?

No. All three CRA's use slightly different scoring formulas when looking at the same data. That explains why the scores can vary so much but all three are FICO scores.


The Beacon score belongs to Equifax.




From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".