Booner I've split this off to start a new thread.

MarineVietVet, myFICO moderator

I'm looking at the same problems on DH's reports.  There are 2007 collections (DOFD) but the Date Reported is as recent as 11/11 - which is TOTAL B.S.!!!  Does this mean that the FICO score was damaged by the Date Reported?  I want to know about how these updated dates affect the FICO, not how it relates to CRTP bc I get that.

Now I know these collections have been reporting long before 2011, so was the damage done when it was first reported in 2009, or is the damage done again due to the updated Date Reported???

So I guess this is 2 questions.

SORRY about the hijack.