Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Monthly Payment on EX reports...should be $0...not

OP, same happened to me to come mortgage time. I didn't say anything to the lender, but none of the listed minimums on $0 balanced accounts were included in DTI. Post calculations, the lender told me their software automatically excludes these accounts.