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haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
Re: Monthly Payment on EX reports...should be $0...not

llecs wrote:

OP, same happened to me to come mortgage time. I didn't say anything to the lender, but none of the listed minimums on $0 balanced accounts were included in DTI. Post calculations, the lender told me their software automatically excludes these accounts.


Good to know.

 

Maybe the tweaking isn't necessary after all! :smileywink:

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007