Established Contributor
my-own-fico
Posts: 964
Registered: ‎01-05-2010
Re: How # of cards with balance can effect FICO score
[ Edited ]

Duke-of-Earl wrote:

 

For TU, "Your FICO score was hurt because you are not currently demonstrating active revolving credit management."



I wonder whether FICO will hit you just as hard for zero card balances if you have an installment account.

On another note, I take it your 823 is TU 04, not TU 98?