Re: How # of cards with balance can effect FICO score[ Edited ]
03-22-2012 06:14 PM - edited 03-23-2012 04:28 AM
For TU, "Your FICO score was hurt because you are not currently demonstrating active revolving credit management."
I wonder whether FICO will hit you just as hard for zero card balances if you have an installment account.
On another note, I take it your 823 is TU 04, not TU 98?