Re: FICO Score Tanked! :-(
03-22-2012 07:12 PM
Well, you can rule out new accounts, new baddies, updated baddies, etc. You can't rule out the possibility of dropped accounts which could have impacted AAoA and/or length of history, increased util if a CL got cut, or rebucketing (unlikely). If really wanting to know, pull EQ from somewhere. My vote is that something dropped.
My AAOA is only 3 months, and my Credit History is 1 year 3 months so I guess that's what caused it to tank, but if that's what it is, then it's puzzling because that's been my AAOA for a while now. After my last two cards begin to report, I will check my score again and see what happens. After that, I will just have to ride it out and hope that my FICO score jumps back up after a while.
Last App: 9/2012
Goal: No Apps until 2/2014 & FICO over 700