Re: Lenders see different scores than consumers do
03-25-2012 02:22 AM
Most posts in this thread have addressed the FICO/FAKO business, but the OP's point about the industry-specific scores hasn't gotten much response. I have to agree with him/her, it's just not right that we can't buy those specialized scores. I can see the value of them for lenders, and wouldn't mind paying for them, but the current situation means you can't contradict the used-car salesman when he says your score is too low. It's unjust.
On a different point raised by some in this thread, I also found the EQ score my mortgage lender got was the same as what's available through myfico. At least 33.3% works right!
Starting Score: EQ 804 - (April 2009)
Upgraded thanks to FICO Forums: EQ 813 / EX 842 / TU 823 - (FICO scores from mortgage lenders, June 2010)
Recent Scores: EQ 807 / TU 799 - (March 2012)
Goal: Survive Another Day
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