Super Contributor
Posts: 5,712
Registered: ‎10-06-2007
Re: those with credit scores near or over 720

I have a major derog which is a 6 year 4 months old (120 day late) and my highest scores were in the upper 760's.  I have a long credit history and AAoA 12 years so IMHO I benefit from score buckets to get a 760+ score.

03/21/2016 FICO: EQ: 772 EX:773 TU:779