Yes, I did mean Equifax (another sort of confusing issue, that two of the three credit agencies start with "e"....

I literally went down to the bank immediately after paying for and printing the scores. The lender, when I pointed out that I had just pulled

the scores I was showing him, said, "Nah, lenders get differnt information and scores than you as a consumer do. They're not the same." He was completely

dismissive of the scores I pulled through myFICO, as if they were utterly bogus.

Thanks for your response.