Re: Can I Assume Amex is a Major Bankcard?
04-18-2012 08:02 PM
The scoring criteria has some reason(s) related bankcard cards. FICO does differeniate between bankcards. It is just a differnet loan trype and no more. After I posted this I remembered another very informative and interesting post. The link is below
Could you give a source for this? I can find nothing in the FICO Risk Score Reason Codes that mentions scoring looking at different bankcards.
I went to the link you posted. I will only relate what a high ranking member of myFICO says about the "FICO Scoring Model". Not only is that a "partial" scorecard, it's fake, and used mainly to illustrate how a scorecard works. Do they really think we'd put the real deal out there like that?