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MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009
Re: Can I Assume Amex is a Major Bankcard?

AndySoCal wrote:

The scoring criteria has some reason(s) related bankcard cards.  FICO does differeniate between bankcards.  It is just a differnet loan trype and no more. After  I posted this I remembered another very informative and interesting post. The link is below

 

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/VERY-interesting-info-about-FICO-score-po...


Could you give a source for this?  I can find nothing in the FICO Risk Score Reason Codes that mentions scoring looking at different bankcards.

 

I went to the link you posted. I will only relate what a high ranking member of myFICO says about the "FICO Scoring Model". Not only is that a "partial" scorecard, it's fake, and used mainly to illustrate how a scorecard works. Do they really think we'd put the real deal out there like that?