Re: Can I Assume Amex is a Major Bankcard?
04-19-2012 07:47 AM
FICO scoring doesn't differeniate between issuers, prime or otherwise. The only time I have heard of any automated system caring about who issued your card is someone once posting that AMEX based on their internal scoring didn't like a particular issuer. In that case, the person had an open First Premier account. That wasn't FICO for sure. I think you should only really worry about who is issuing is in cases of solely bottom of the barrel issuers like first premier, but even then I doubt it is an issue if your FICOs are decent.