Valued Contributor
Crashem
Posts: 3,096
Registered: ‎01-26-2012
Re: Can I Assume Amex is a Major Bankcard?

FICO scoring doesn't differeniate between issuers, prime or otherwise.  The only time I have heard of any automated system caring about who issued your card is someone once posting that AMEX based on their internal scoring didn't like a particular issuer.  In that case, the person had an open First Premier account.  That wasn't FICO for sure.  I think you should only really worry about who is issuing is in cases of solely bottom of the barrel issuers like first premier, but even then I doubt it is an issue if your FICOs are decent.

               LIMITS IN CARD DESCRIPTIONS