Valued Contributor
Posts: 1,993
Registered: ‎04-07-2009
Re: Can I Assume Amex is a Major Bankcard?

The purpose of the link is not to calculate the score. but that  FICO does  look at bank card(s) in the score calculation. The other point is too many bank cards also does not help your score.  There are score reasons in the FICO score model related to bank cards. The other misconcpetion is that FICO differenctiate between lenders IE prime and sub prime. The only exception to that is consumer finance companies.

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011