Re: Can I Assume Amex is a Major Bankcard?
04-19-2012 07:00 PM
The purpose of the link is not to calculate the score. but that FICO does look at bank card(s) in the score calculation. The other point is too many bank cards also does not help your score. There are score reasons in the FICO score model related to bank cards. The other misconcpetion is that FICO differenctiate between lenders IE prime and sub prime. The only exception to that is consumer finance companies.