Re: FICO Score 675, Fairly stagnant
04-24-2012 04:05 PM
That's my experience. I PIF every month, keep my utilization in the single digits, and I'm struggling to get my nose over 700. The only baddies I have are some delinquencies circa 2007-08 and a collection or two from the same period that's since been paid off.
Nothing more I can do; at some point time will age these delinqy-dinks and my score will rise
Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700
Take the FICO Fitness Challenge