Re: 669 TU FICO and 622 EQ FICO w/ Same Info
04-26-2012 11:14 AM
+1 - Currently my TU is higher then my EQ, not always the case. But for me TU lists 23% util as hurting my score and on EQ 23% is helping my score. TU is pickier about util and for me, EQ has been pickier on inquiries. Look at the what's hurting/helping your score and you can see the differences between TU and EQ and what each considers good/bad for your reports.
Starting Score: TU? EQ 585 EX? (12/06) (CH 7 bk 11/04)
Current Score: (5/12) TU 699 (myFICO) TU 709 (WalMart) EQ 690 EX 686 (CC denial 7/11)
Goal Score: 720 Across the Board by Mid 2012
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