Mega Contributor
RobertEG
Posts: 14,597
Registered: ‎03-19-2007
Re: Lates

Probably minor. 

A 30-late is a minor derog in and of itself, and at 60 months, I would guesstimate probably less than 10 pts.

Most report that 60-day lates decline to about the same impact as a 30-late after approx 2 years, so a similar situation there.

Not a hair-puller.....