Brad,
When you apply for mortgage, the get a FICO score (almost for sure using FICO 04) from each of the major credit bureaus (TU EQ EX). They typically use the middle score for credit scoring purposes and determining interest rates.
Amex Plat, Amex BCP 8k->24k (5/23/12), Amex TE 15k, CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k (8/20/12), HSBC 15k, JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k
