Re: Credit score dropped opening new cards
06-02-2012 10:38 AM
I think it depends if you will see a score drop based off your current file. For instance, I just got approved for 3 store cards and I was thinking that i would take a big hit after I lost 7 pts due to inquiry from Victoria secret. Low and behold 2 of those cards were added to my report this week and I received a 12 pt increase. I think because I did not have any store cards in my file it helped me and lowered my util. I still have 2 chargeoffs and judgment on my report.
March 2013 scores EQ:661(myfico)/TU08(walmart):649/TU98(myfico):661/ EX:636(Amex pull)
Goal: 700's and prime cards...trying to garden
in my wallet: Ashley$3000/American Sig $2500/Chase Freedom$1700/Kanes$3500/Cap1 cash rewards$1500/SSFCU$1500/Walmart $1350/JCP$1341/CareCredit$1000/TJX $1350/Paypal$500/ Cap1 Plat$750/Victoria$550