Re: Credit score dropped opening new cards
06-02-2012 10:38 AM
I think it depends if you will see a score drop based off your current file. For instance, I just got approved for 3 store cards and I was thinking that i would take a big hit after I lost 7 pts due to inquiry from Victoria secret. Low and behold 2 of those cards were added to my report this week and I received a 12 pt increase. I think because I did not have any store cards in my file it helped me and lowered my util. I still have 2 chargeoffs and judgment on my report.
Nov 2013 scores EQ:637(myfico)/TU08(walmart):655EX:630(CU pull)
Goal: 700's and prime cards...trying to garden and get util down
in my wallet: Ashley$5000/Kanes $3500/American Sig $2500/JCP $2500/Chase Freedom$1700/Cap1 cash rewards$1500/Cap 1 quicksilver $600/Cap 1 Plat $750/Walmart $2300/TJX $1500/CareCredit$1000/Victoria$750/Paypal$600/