Revelate,
Click on the link below then scroll down doe proection from authorized user abuse.
http://www.fico.com/en/Products/Scoring/Pages/FICO-score.aspx
Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805
