Established Contributor
Posts: 745
Registered: ‎04-26-2012
AU to boost credit score?
I have always used debit cards, I felt if you didn't have the cash then don't spend it. What I did not understand is I should have been building credit history all these years (it's confusing to me too) all I have is a car loan that is 4.2 years old so that is my oldest accnt. I have read and been told I need to have someone put me on their card as and AU for at least 6 months so I can use their history as my own. My long time BF (8 years) has offered to put me on his card for the 6 months, I don't need a card just his history. What, if any, will this do for my score? I would like to at some point to possibly refinance my car at a better interest rate. All responses are welcome.
CS 728- 01/13 from 554-12/11
Goal: 800