Community Leader
Senior Contributor
laz98
Posts: 4,334
Registered: ‎09-06-2008
Re: AU to boost credit score?

I'm not sure I understand what you're asking about, with the 6 months.  Are you asking if you have to be an AU for 6 months in order to benefit from it?

 

Yes, if your score initially rises from the additional history, then removing it will probably drop your score.  It's not a bump that will stay with you once the history goes away.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.