Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
Re: Late payments after charge-off
DW is experiencing the same thing. A paid collection showing on all 3 CRs (paper copies from the CRAs as well as MyFico ScoreWatch) is showing no lates reported anywhere--except on her MyFico EX report. Paper copy of her EX report shows no lates reported on this TL. Her EX FICO is 70 lower than her TU FICO. These phantom lates appears to be the principal contributors.