Regular Contributor
Skiffy
Posts: 252
Registered: ‎03-16-2007
Re: Late payments after charge-off
Even after an account's charged off, there's still a delinquent balance owing. It is common to continue to get late payment reports after the fact of charge-off. Note that charging off is really only for accounting purposes; the bank no longer gets to count that amount on the asset portion of its balance sheet but instead has to expense it.

However, this doesn't change your relationship to that debt at all.