Re: 11 month or 1 year, does it really make a difference
06-21-2012 12:29 PM
Yeah. Let us know when you find out. I expect a pretty decent bump in your score. Great job!
I would also suggest trying to get a credit limit increase on the cc you already have, but only if it can be done without a hard inquiry (and that depends on the cc). But if you can pull that off it would report at the higher line next time it reports & that also tends to influence future credit lines.
Starting Score: April 2011- EX FAKO 639, EQ FAKO 645, TU98 FICO 665
Current Score: Jan 2013- EQ FICO 746, EX FICO is the best kept secret in the world, I guess, TU FICO ???, Vantage 790
Goal Score: 760 by years' end. I didn't make the 760 club in 2013 but I'm pounding down the door in 2014.
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To talk before you think is to shoot before you aim. Words can hurt or they can help. What did yours do today?