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OhioCPA wrote:

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mmmmmm wrote:

I heard FICO rounds down, so my AAoA would actually show 0, instead of the .9 years, is this true?

 

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FICO does round down for AAoA with the minimum being one year.  Thus, your AAoA won't change for at least another year.

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How is that possible?  You're saying that someone with a credit history of 1 month, and someone with a credit history of 1 year, 11 months would have the same score if we were basing it on AAoA alone?