I mentioned this in another post but Fico Score Simulator said if I pay down to 8% util over 1 month, my score will go from 681 to 701-740. I got an alert today that my score is now 715.
My Wallet: Amex PRG, Amex ZYNC, Amex BCE: 1k, Barclays iTunes: 1.2k, Discover IT: 5k, Citi Diamond: 1.8k, Capital One Secured: 600
