Established Contributor
Posts: 760
Registered: ‎02-11-2012
Re: Fico Score Simulator

It has been very accurate for me. I have one red flag from 2010 showing. I have met or exceeded all of their "future Fico Score ranges" since I have been tracking my developments. Once you obtain a 5% to 7% util.,  paying more off on cc's doesn't seem to impact the score short term. Best wishes for success.

Starting scores 01/02/2012 EQ 707(Fico) TU 733(Fico) EXP 735 (FAKO)
Updated scores 06/01/2014 EQ 797(Fico) TU 768(Fico) EXP 769 (Fico), EQ 849 (Next Gen 5/27/14 Penfed)

Remember the Three P's: Pay early in Full, Pay on Time, Patience