Re: Equifax FICO and Equifax Score[ Edited ]
07-31-2012 09:22 PM - edited 07-31-2012 09:25 PM
I made that mistake with Experian a few years ago. They claimed they sold FICO scores but really sold the PLUS score. I was in a dispute with them for a few days because I had purchased the bureau 3-1 report/score and they were all FAKO scores (I didn't know that at the time). A lender eventually pulled my scores and informed me my scores were much lower than I had thought which caused me not to get a loan at the APR I had initially anticipated. I was subsequently refunded half the cost of the report due to their lack of properly displaying information on their website.
FICO scores: 763 (EQ) 740 (EX) 751 (TU) | Goal scores: 750+ (all 3)
Tradelines: Capital One (5.0k) | Living Spaces (8.5k) | Ashley (5.5k) | Discover IT (5.0k) | Walmart Discover (3.0k) | Chase Freedom NPSL | Citi Simplicity (8.0k) | BankAmericard (2.5k)