Re: Equifax FICO and Equifax Score[ Edited ]
07-31-2012 09:22 PM - edited 07-31-2012 09:25 PM
I made that mistake with Experian a few years ago. They claimed they sold FICO scores but really sold the PLUS score. I was in a dispute with them for a few days because I had purchased the bureau 3-1 report/score and they were all FAKO scores (I didn't know that at the time). A lender eventually pulled my scores and informed me my scores were much lower than I had thought which caused me not to get a loan at the APR I had initially anticipated. I was subsequently refunded half the cost of the report due to their lack of properly displaying information on their website.
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k