Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011
Re: Equifax FICO and Equifax Score
[ Edited ]

I made that mistake with Experian a few years ago. They claimed they sold FICO scores but really sold the PLUS score. I was in a dispute with them for a few days because I had purchased the bureau 3-1 report/score and they were all FAKO scores (I didn't know that at the time). A lender eventually pulled my scores and informed me my scores were much lower than I had thought which caused me not to get a loan at the APR I had initially anticipated. I was subsequently refunded half the cost of the report due to their lack of properly displaying information on their website.

 

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015