Regular Contributor
Posts: 200
Registered: ‎03-15-2012
Re: Successful Dispute on EX; will others update automatically?

EQ/TU won't update on their own. The CRAs don't talk to each other at all, and most likely the creditor isn't going to automatically update the other two.


I'd try to re-dispute, if the reason for disputing is accurate. But keep in mind that if you dispute the same account for the same reason, EQ and TU might not even do a proper investigation. YMMV.


Was the late payment incorrect?

2009-10 - C/Os
2011 - Debts paid, no open credit
2012 - Rebuilding started, secured cards opened, SL rehabbed - EQ myFICO 636
2014 - 10k Discover, 3.5k Freedom, AmEx Green, SL, Auto Loan - EQ myFICO 695