Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
Re: Fico Score did not improve after 7 month credit card activity

The older account dropping may or may not be an issue. Depends if it was the oldest installment, revolving, or whatever it was. Also depends if AAoA changed.


Do you still happen to have the older myFICO EQ report? If so, start by comparing the positive and negative items listed on pages 2 and 3 of your FICO report. These are a rank, in order, what helps and what hurts the most. Start with these as a guide. Focus on #1 and #2 on that list, whatever it may be.


Do you have any other open CCs aside from the one? What's the util on that card?