New Contributor
Posts: 61
Registered: ‎09-19-2010
Re: Fico Score did not improve after 7 month credit card activity

Yes, the two reports in last 7 months are identical, except that that I have a longer credit history and 7 more months since last delinquent account.  Nothing else changed.


In the last 7 months I began using my credit card to show activity. The scoring model: #1 Good. #2 Very Good. #3 Great. #4 Great. The report says I have no activity on my credit report, which is wrong. In fact, the report states under that account, my last activity was August, 2012.


The scoring model is not reflecting my 7 months of activity and is wrong.