Moderator Emeritus
Posts: 32,863
Registered: ‎08-04-2007
Re: Fico Score did not improve after 7 month credit card activity

On the whole, 7 months on one CC isn't fulfilling that recent history. Seven months of reporting is very short. You'll need to give it more time. And that's not hurting you the most anyway. It's only a smaller part. The baddies are a major score drain based on what you mentioned. You might see a small increase once that CC hits a year, but there won't bee too much movement with those baddies reporting. Have you tried sending GW letters?