Frequent Contributor
Posts: 254
Registered: ‎08-19-2012
Re: The elusive FICO EX

That is a reporting service for your report, it does not reflect the score or true account of things.  If you are applying for a loan or credit and they ever use that as a reason you just prove other wise.  This is an information systems issue, although components are interrelated they each have their own output because they are analyzing their own set of data, I wouldn't be too concerned about these recommendations if they are not seemingly dampering your score to an undesired number.