Re: 120 late or paid collection - which is better?
09-12-2012 04:13 AM
If you are unable to get the 120 day reporting late off of your record either by good will or trade deletion, it will fall off of your record in about 7 years. Until then, it will hold back the rise of your Fico scores.
Updated scores 06/15/2013 EQ 761 TU 780 EXP 741 (Fico)
Remember the Three P's: Pay early in Full, Pay on Time, Patience