Valued Member
Posts: 68
Registered: ‎09-10-2012
Re: Somethings you might not know about how FICO is calculated

I would argue age is worked into the score. How this is achieved is through ones oldest account. Now, perhaps this is an indication of when one first obtained credit but nonetheless it does indicate a possible age group of the individual being scored. Stands to reason someone from the Baby Boomer Generation has older accounts than that of someone from Generation X...This may not prove age but does indicate a portion of ones demographics and age group. 

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