Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010
Re: Interesting...
[ Edited ]

See my signature for an idea.  I've heard others have reached 700 faster, I anticipate seeing it next year.  Right now it's my utilization (which was above 30% for the scores in my signature) that's holding me back.

 

But remember that some lenders won't take you with a score >700 and a BK on your record, that takes 10 years to fall off.

 

I suggest you follow what others are doing in the Rebuilding your Credit section.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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