Posts: 11,026
Registered: ‎04-15-2011
Re: Just paid down UTI, anxiously awaiting

Congrats on paying down your util.  95% is considered Max on your CCs.   The decrease should give you a score bump, as well as it's always good to pay down debt.  Just a suggestion, 9% or lower will give you the optimum as far as Util goes.  Good Luck and happy house shopping.

Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Going for Wade64's RUDY Spade!