Re: Just paid down UTI, anxiously awaiting
09-13-2012 09:47 AM
Congrats on paying down your util. 95% is considered Max on your CCs. The decrease should give you a score bump, as well as it's always good to pay down debt. Just a suggestion, 9% or lower will give you the optimum as far as Util goes. Good Luck and happy house shopping.
Starting Score: 504
Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Going for Wade64's RUDY Spade!