Re: 1 4 year old 30 day late- opinions?
09-14-2012 09:06 AM
The general wisdom is that a single 30-day that old has virtually no impact for most people, at least for those with scores below 700.
I did notice that a single 30-day that was about to fall off kept me in the 750 range.
I have to guess that you are far better off leaving it alone. I am not familiar with BK but if it falls off then the one loan filling in the time would look much better to lenders.