I have 5 new lines out of 8 apps from August - only had one card & auto loan before, so thin file. BK7 in 2005.
EQ went from 684 to 672.
TU went from 688 to 696.
Just put $3.8K on one card for income tax for last year, to be paid over the next 3 months.
I'm expecting a nosedive when that hits, but I'm in the garden for now anyway.
BK7 04/2005. No baddies since.
Current Scores: EQ: 692 11/30/12 (myFICO), TU 697 11/28/12 (myFICO), EX 697 11/24/12
Current CL: Auto loan DCU refinance from WFDS bal. ~$16K, USAA Visa $3K 2/12, USAA MC $4K 8/12, USAA Amex $2K 10/12, Discover $1.5K 8/12, Chase Freedom $1K 8/12, GE/Walmart $800 8/12, GE/Amzn $1800 8/12, CareCredit $800 10/12, Amex Gold NPSL 10/12, DCU Visa $5K 11/12, Alliant Visa $1K 11/12, Barclay Rewards $500 11/12, FIA MC (AU) $9.6K 10/12
