Valued Contributor
jamesdwi
Posts: 1,781
Registered: ‎09-16-2011
Re: 700 score plus

nicholasyud wrote:

Anyone in this forum had a 700 Fico score and up with a baddie on your file ?? 

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????


I had a 720 Walmart TU fico with 3+ small medical collections 5+ years old, 1 Judgement unpaid 6 years old.  No lates or chargeoffs on any credit tradeline. 

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.