Valued Contributor
AndySoCal
Posts: 1,939
Registered: ‎04-07-2009
Re: Defaulted HELOC, only negative on report

Your score will go down. If this you only derog I would guess somewhre in the neighbor hood 100 points or so. The socre took hit when the loan first became late.

Equifax My FICO score 815 5/28/2012, 818 on 7/28/2014 . Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013 MyFICO XPN -805. 2/26/2014 Discover TU FICO 813 App free since 9/2011