Your score will go down. If this you only derog I would guess somewhre in the neighbor hood 100 points or so. The socre took hit when the loan first became late.
Equifax My FICO score 815 5/28/2012. Average of Accounts 12 years and no Installment accounts. MyFICO TU 810 6/26/2012 809 4/21/2013
