Re: 700 score plus

nicholasyud · ‎08-13-2012

Anyone in this forum had a 700 Fico score and up with a baddie on your file ??

Charge off ???

Collection and such........and how long you hit that 700 with your score at above 660 ????

jamesdwi · ‎09-16-2011

nicholasyud wrote:
Anyone in this forum had a 700 Fico score and up with a baddie on your file ??
Charge off ???
Collection and such........and how long you hit that 700 with your score at above 660 ????

I had a 720 Walmart TU fico with 3+ small medical collections 5+ years old, 1 Judgement unpaid 6 years old. No lates or chargeoffs on any credit tradeline.

Wallet: FNBO DISC 7.5k, , Chase Freedom 3.3k & Slate 3.3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & AMEX Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013

nicholasyud · ‎08-13-2012

When did you get to 700 ???

LS2982 · ‎04-09-2011

I had 700 EX and 712 TU with a PR reporting and a few lates close to 2 yrs old.

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013

nicholasyud · ‎08-13-2012

what PR report ?

llecs · ‎08-04-2007

PR = public record (liens, judgmnets, etc.)

nicholasyud · ‎08-13-2012

thanks llec