Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
Re: FAKO vs. FICO

fuzzybean wrote:
So, which FICO score do lenders pull? Both? Or, just one?

While lenders have access to all 3 FICOs, we only have access to the two. So, mortgage lenders for example will pull all 3. Most CC creditors will pull one of the three, sometimes two of the three. It's all up to the lender which report they want to pull.