Hi

Could anyone pls help shed some more light on these two Agencies  when it comes to scoring ? I have a 61 point difference between the two for years . With TU at  694 and EQ at 757. 

I modified my mortgage over 3 years ago 

I had a dent on Cr from a student loan but was paid off immediately 

And a dent from property tax public record issue was also paid off quick