Established Member
Posts: 22
Registered: ‎05-02-2012
Help with understanding score raising

My wife and I are attempting to buy a home and she ran he MYFICO score and it came out to be a 572. Now she only has 5 marks on her credit report, 2 being badies. She has an old cell phone in collections for 2 years, and 2 30 day lates on her car from 2 years ago. The other thing she has is a capitalone credit card with a $750 CL at $706.

My question is if we pay off her Cap one and settle her old cell phone bill with a PFD how high could her score potentially change?



Thanks in advance!!!